Terms and Conditions of Use

Effective from: April 30, 2021

1. Acceptance of Terms

Welcome to Nsoromma. By accessing and using our website and services, you agree to be bound by these Terms and Conditions. These Terms govern your relationship with Nsoromma Limited, a company registered in Nigeria (“we”, “us”, “our”). Before using our website or services, please read these Terms carefully.

Please also review our Privacy Policy, as it is incorporated by reference into these Terms. Changes or modifications to these Terms may be made by us at any time, with updated “Last Updated” dates provided herein. If you do not agree with these Terms or any part of them, please do not use our website or services.

2. Important Disclaimers

The information, guidance, and content provided on this website are for general informational and entertainment purposes only. While we strive to offer insights that empower you on your journey, the Services are provided “as is” without any guarantees or warranties, express or implied. We do not warrant that our services will always be uninterrupted or error-free.

You acknowledge that any decisions or actions taken based on our services are solely your responsibility. If you require professional advice – be it medical, legal, financial, or otherwise – please consult the appropriate professional before acting.

3. Account Registration and Use

Certain features of our Service may require you to create an account (“Account”). When registering, you agree to provide accurate and complete information, and to update your details as necessary. You are solely responsible for maintaining the security of your account credentials and for all activities that occur under your account.

Users under the age of 16 are not permitted to register an account. If you are a minor in your jurisdiction (typically under 18), you must have the consent and supervision of your parent or guardian.

4. Use of the Service

By using our Service, you represent that all information you provide is accurate and that your use complies with all applicable laws and these Terms. We reserve the right to suspend or terminate your account and access to the Service if you violate these Terms.

You are responsible for obtaining the necessary equipment and access fees (such as internet charges) to use our Service. We also reserve the right to modify, update, or suspend any features of the Service at our discretion.

5. Intellectual Property and User Content

All text, images, logos, and content provided on our website are either owned by Nsoromma or used with appropriate permissions. You are granted a non-exclusive, non-transferable license to use the Service solely for personal, non-commercial purposes.

Any content you submit (“User Content”) remains your intellectual property. However, by providing User Content, you grant Nsoromma a worldwide, non-exclusive, perpetual, and irrevocable license to use, display, and distribute such content in connection with our Service.

6. Payments and Refunds

Our premium features (reports) and services on Nsoromma require payment. All fees and charges will be clearly disclosed before you make any purchase. Payments will be processed through secured payment gateways, and you authorize us to charge your selected payment method for any fees incurred.

Except as otherwise provided by law or in our refund policy, all purchases are final and non-refundable.

Note for Nigerian Customers: In compliance with local consumer protection laws, you may have the right to cancel digital service agreements within the legally prescribed cooling-off period, unless the service has been fully rendered.

7. User Conduct and Restrictions

By accessing our Service, you agree to refrain from any conduct that is unlawful, harmful, or abusive. This includes, but is not limited to:

• Using automated systems to access our website.
• Manipulating, copying, or redistributing our content without permission.
• Engaging in activities that disrupt or degrade the performance of our Service.
• Using our Service for any commercial gain without our express written consent.

Any misuse or violation of these Terms may result in the termination of your access to our Service.

8. Disclaimers and Limitation of Liability

Our Service and all content are provided “as is” without any warranty of any kind. Nsoromma makes no representations or warranties regarding the accuracy, reliability, or completeness of the Service. You understand that your use of our Service is at your own risk.

To the fullest extent permitted by law, Nsoromma and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, or any damages whatsoever, arising from or in connection with your use of our Service, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with our Service is to discontinue its use.

9. Indemnification

You agree to indemnify, defend, and hold harmless Nsoromma Limited and its affiliates, directors, employees, and agents from any claims, demands, losses, liabilities, or expenses (including reasonable legal fees) arising out of or relating to your use of the Service, your violation of these Terms, or your infringement of any rights of a third party.

10. Dispute Resolution and Governing Law

Any dispute or claim arising out of or in connection with these Terms or the Service shall be resolved through binding arbitration in Nigeria, unless you choose to pursue a claim in small claims court. By using our Service, you agree to submit to the exclusive jurisdiction of the Nigerian courts.

These Terms and any disputes related to them will be governed by and construed in accordance with the laws of Nigeria, without regard to its conflicts of laws principles.

11. Electronic Communications

All communications between you and Nsoromma are deemed to be in writing when sent electronically. By interacting with our Service—such as clicking on “Submit” or “Agree”—you consent to receiving communications in electronic format and agree that these communications have the same legal effect as written documents.

12. Miscellaneous

No waiver by Nsoromma of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect, and the unenforceable provision will be reformed to reflect the original intent as closely as possible.

These Terms constitute the entire agreement between you and Nsoromma regarding the use of our Service and supersede any prior agreements or understandings, whether written or oral.

13. Contact Information

If you have any questions, concerns, or feedback regarding these Terms or our Service, please contact our support team at:

Email: support@nsoromma.com.ng

By using our Service, you confirm that you have read, understood, and agreed to these Terms and Conditions.

Last updated: May 19, 2021